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Foxtrot427
01-25-2006, 10:31 PM
The last time I got a gun, it was so long ago, I can only remember my dad taking me to the store and looking at .22s. So I need a stupid question answered. Is there a way to finance or something if I dont have the full price of the gun? Or do you need it all up front? Thanks guys

libertyman
01-25-2006, 10:52 PM
The last time I got a gun, it was so long ago, I can only remember my dad taking me to the store and looking at .22s. So I need a stupid question answered. Is there a way to finance or something if I dont have the full price of the gun? Or do you need it all up front? Thanks guys
You will find many gunshops that offer "layaway" programs. Say 20% down and the balance in 60 or 90 days. I have purchased many a firearm this way, even when I had all the money at the time. It is a way to ease the pain of parting with 700 to 1000 bucks!
Most shops, will extend the terms if you ask up front, as well. It seems i always have something on layaway somewhere.
That way too, you can get the gun, and not lose it while you save the money. I don't like putting the firearm on a charge card, and then paying interest if you don't pay it all at once.

rips31
01-26-2006, 03:48 AM
whoa...i think crunge posted on the wrong thread. :D

what abt credit card? pay for some now in cash, put the rest on the card?

kamo
01-26-2006, 09:31 AM
almost all shops in my area do 20% down, with a min purchase of $200 and 90 days to pay off. some say that if you need more time to be up front about it.

i got my five-seven this way and will be finishing up payment for my hk usp feb 10th.

i think its a good way to continue collecting firearms while being able to pay some bills at the right time.

kamo
01-26-2006, 12:50 PM
im not sure about doing layaway without FTF.... never thought of that.

Foxtrot427
01-26-2006, 02:07 PM
almost all shops in my area do 20% down, with a min purchase of $200 and 90 days to pay off. some say that if you need more time to be up front about it.

i got my five-seven this way and will be finishing up payment for my hk usp feb 10th.

i think its a good way to continue collecting firearms while being able to pay some bills at the right time.
Cool. Tanner's just emailed me back and said their layaway was 60 days. I wonder if there are any other places close to me that have ps90s/ a financing or layaway. When they say layaway they do mean that they have the gun till you pay it off, correct?

kamo
01-26-2006, 02:13 PM
that is correct. i am getting my hk .45 usp compact through cheaper than dirt.
while up there meeting p99guy to buy his fnp, i was inside buying cleaning stuff and ammo. i looked around because i have always wanted the .45 uspc. i saw one and had to have it. sadly i did not have enough cash on me to buy it. I put down some money, and they take the gun off the show room into the back where they hold onto it until i finish paying it off.

my new question is, do most online companies accept layaway type payments? if so this is new to me.

Foxtrot427
01-26-2006, 02:21 PM
that is correct. i am getting my hk .45 usp compact through cheaper than dirt.
while up there meeting p99guy to buy his fnp, i was inside buying cleaning stuff and ammo. i looked around because i have always wanted the .45 uspc. i saw one and had to have it. sadly i did not have enough cash on me to buy it. I put down some money, and they take the gun off the show room into the back where they hold onto it until i finish paying it off.

my new question is, do most online companies accept layaway type payments? if so this is new to me.I would imagine they could do it. Too bad they dont do financing or anything like they would with a car. I forgot to ask tanners if you can do that over the internet. Does anyone know if you can do layaway over the web at tanners?

kamo
01-26-2006, 02:25 PM
best thing to do is email then. They respond very quickly to emails and are very nice.

Foxtrot427
01-26-2006, 02:36 PM
best thing to do is email then. They respond very quickly to emails and are very nice.
Done and done. They are really good. Its cool to know the owner is responding too.

kamo
01-26-2006, 02:38 PM
i believe that they are new to the board too.

Foxtrot427
01-26-2006, 03:01 PM
i believe that they are new to the board too.
oh good. That way I wont have to swamp his inbox haha :D


edit: just got an email back. He said it would be no problem.